Deposit, NY
How exposed is Deposit to wildfire?
USFS scores Deposit at the 12th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 855 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Deposit at the 12th percentile, close to its 12th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 72.8% of Deposit's 855 buildings in the Indirect exposure zone, versus 27.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Deposit against the rest of the country
Deposit's 29th-percentile standing inside New York outpaces its 12th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Deposit ranks 27,775 for wildfire risk (1 is highest) and 13,128 by building count (1 is largest). Within New York alone, it ranks 915 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Deposit
Deposit's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 72.8% of Deposit's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 855 counted buildings into the percentiles shown above for Deposit. For more on what indirect exposure implies beyond Deposit, see the exposure-zones guide.