Denver, PA
Denver, PA's wildfire risk, in USFS's own numbers
USFS scores Denver at the 9th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,256 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Denver at the 8th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 64.7% of Denver's 1,256 buildings in the Indirect exposure zone, versus 25.6% Direct and 9.7% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Denver compares
Denver's risk sits at a similar level relative to Pennsylvania (6th percentile statewide) as it does nationally (9th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Denver ranks 28,786 for wildfire risk (1 is highest) and 10,320 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,864 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Denver and the insurance market
Denver's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 64.7% of Denver's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Denver's figures come from
Denver's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Denver's dominant indirect exposure actually means, with real examples from across the dataset.