Denver, MO
How exposed is Denver to wildfire?
Denver's 73 buildings earn a 65th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Denver's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
Denver's building exposure, zone by zone
73 buildings are counted in Denver, and 60.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Denver ranks
Denver's risk sits at a similar level relative to Missouri (69th percentile statewide) as it does nationally (65th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Denver ranks 11,023 for wildfire risk (1 is highest) and 30,178 by building count (1 is largest). Within Missouri alone, it ranks 330 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Denver and the insurance market
At the 65th percentile nationally, Denver carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 60.3% of Denver in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Denver's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Denver, see the exposure-zones guide.