Denver, IA
Denver wildfire risk explained
Denver sits at the 30th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 973 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Denver's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.
Denver's building exposure, zone by zone
87.7% of Denver's 973 buildings sit in USFS's Minimal exposure zone, with only 12.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Denver against the rest of the country
There's little gap between Denver's 30th national percentile and its 45th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Denver ranks 22,056 for wildfire risk (1 is highest) and 12,117 by building count (1 is largest). Within Iowa alone, it ranks 563 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Denver and the insurance market
Denver's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 87.7% of buildings rated Minimal exposure, Denver gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Denver's 22,056-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Denver, see the exposure-zones guide.