Denver City, TX
Denver City, TX's wildfire risk, in USFS's own numbers
Denver City's 2,415 buildings earn a 90th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Denver City's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Where Denver City's buildings actually sit
Most of Denver City's buildings (92.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Denver City against the rest of the country
There's little gap between Denver City's 90th national percentile and its 84th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Denver City ranks 3,195 for wildfire risk (1 is highest) and 6,479 by building count (1 is largest). Within Texas alone, it ranks 294 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 90th percentile nationally, Denver City carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 92.8% of Denver City's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Denver City's figures come from
The methodology guide shows exactly how USFS turned 2,415 counted buildings into the percentiles shown above for Denver City. The exposure-zones guide covers what Denver City's dominant indirect exposure actually means, with real examples from across the dataset.