Dennisville, NJ
Dennisville wildfire risk explained
Dennisville sits at the 87th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 956 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Dennisville at the 85th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
956 buildings are counted in Dennisville, and 71.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0.2% rated Minimal.
How Dennisville compares
Dennisville scores 87th nationally and 93rd within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Dennisville ranks 4,042 for wildfire risk (1 is highest) and 12,265 by building count (1 is largest). Within New Jersey alone, it ranks 49 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Dennisville's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Dennisville
Because Direct exposure dominates in Dennisville (71.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Dennisville's figures come from
Every one of the two percentiles behind Dennisville's 4,042-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Dennisville's dominant direct exposure actually means, with real examples from across the dataset.