Dennard, AR
Dennard wildfire risk explained
USFS's Wildfire Risk to Communities model puts Dennard at the 84th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 486 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Dennard at the 86th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Dennard's building exposure, zone by zone
Of Dennard's 486 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Dennard against the rest of the country
Dennard scores 84th nationally and 92nd within Arkansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Dennard ranks 4,937 for wildfire risk (1 is highest) and 17,596 by building count (1 is largest). Within Arkansas alone, it ranks 53 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Dennard and the insurance market
At the 84th percentile nationally, Dennard carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Dennard's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Dennard's figures come from
Every one of the two percentiles behind Dennard's 4,937-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Dennard's dominant direct exposure actually means, with real examples from across the dataset.