Denmark, IA
Denmark wildfire risk explained
USFS's Wildfire Risk to Communities model puts Denmark at the 55th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 402 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Denmark's burn probability — fire likelihood with no building count factored in — sits at the 57th percentile nationally.
What "at risk" means for the buildings here
Only 31.1% of Denmark's 402 buildings carry Direct exposure and 3.7% carry Indirect; the remaining 65.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Denmark against the rest of the country
Compare Denmark's two percentiles: 76th within Iowa, only 55th nationally — a gap of 20 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Denmark ranks 14,052 for wildfire risk (1 is highest) and 19,166 by building count (1 is largest). Within Iowa alone, it ranks 247 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Denmark's elevated wildfire rating (55th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 65.2% of buildings rated Minimal exposure, Denmark gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 402 counted buildings into the percentiles shown above for Denmark. For more on what minimal exposure implies beyond Denmark, see the exposure-zones guide.