DeMotte, IN
DeMotte, IN's wildfire risk, in USFS's own numbers
DeMotte's 1,972 buildings earn a 26th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks DeMotte at the 26th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
DeMotte's building exposure, zone by zone
Only 19.1% of DeMotte's 1,972 buildings carry Direct exposure and 0% carry Indirect; the remaining 80.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
DeMotte against the rest of the country
Within Indiana, DeMotte ranks higher (91st percentile) than it does nationally (26th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, DeMotte ranks 23,378 for wildfire risk (1 is highest) and 7,553 by building count (1 is largest). Within Indiana alone, it ranks 85 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
DeMotte's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
DeMotte's 80.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind DeMotte's 23,378-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond DeMotte, see the exposure-zones guide.