Demorest, GA
How exposed is Demorest to wildfire?
USFS scores Demorest at the 74th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 819 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Demorest's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
Demorest's building exposure, zone by zone
USFS classifies 64.8% of Demorest's buildings as Direct exposure, higher than its 35.2% Indirect share and far above its 0% Minimal share — a profile where 531 structures sit close enough to vegetation that lot clearing matters most.
Where Demorest ranks
Demorest's risk sits at a similar level relative to Georgia (78th percentile statewide) as it does nationally (74th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Demorest ranks 8,249 for wildfire risk (1 is highest) and 13,461 by building count (1 is largest). Within Georgia alone, it ranks 146 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Demorest and the insurance market
At the 74th percentile nationally, Demorest carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Demorest (64.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Demorest's figures come from
Every one of the two percentiles behind Demorest's 8,249-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Demorest's dominant direct exposure actually means, with real examples from across the dataset.