Demarest, NJ
How exposed is Demarest to wildfire?
Demarest sits at the 28th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,781 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Demarest at the 28th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Demarest's buildings actually sit
USFS classifies 62.5% of Demarest's buildings as Direct exposure, higher than its 9.7% Indirect share and far above its 27.8% Minimal share — a profile where 1,113 structures sit close enough to vegetation that lot clearing matters most.
Demarest against the rest of the country
Demarest scores 28th nationally and 22nd within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Demarest ranks 22,724 for wildfire risk (1 is highest) and 8,120 by building count (1 is largest). Within New Jersey alone, it ranks 549 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Demarest
Demarest's moderate wildfire rating (28th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Demarest
With 62.5% of Demarest in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Demarest's figures come from
Demarest's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Demarest's dominant direct exposure actually means, with real examples from across the dataset.