Delway, NC
Delway, NC's wildfire risk, in USFS's own numbers
Delway's 280 buildings earn a 70th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Delway's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
What "at risk" means for the buildings here
86.8% of Delway's 280 buildings sit in USFS's Direct exposure zone, roughly 243 structures close enough to burnable vegetation for flame contact, not just embers — 13.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Delway against the rest of the country
Delway's risk sits at a similar level relative to North Carolina (70th percentile statewide) as it does nationally (70th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Delway ranks 9,463 for wildfire risk (1 is highest) and 22,197 by building count (1 is largest). Within North Carolina alone, it ranks 232 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Delway's high rating (70th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Delway
Delway's 86.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Delway's figures come from
The methodology guide shows exactly how USFS turned 280 counted buildings into the percentiles shown above for Delway. The exposure-zones guide covers what Delway's dominant direct exposure actually means, with real examples from across the dataset.