Deltona, FL
Deltona, FL's wildfire risk, in USFS's own numbers
Deltona sits at the 91st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 35,454 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Deltona's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Deltona's building exposure, zone by zone
47.9% of Deltona's 35,454 buildings sit in USFS's Minimal exposure zone, with only 30.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 35,454 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Deltona against the rest of the country
There's little gap between Deltona's 91st national percentile and its 84th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Deltona ranks 2,797 for wildfire risk (1 is highest) and 301 by building count (1 is largest). Within Florida alone, it ranks 154 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 91st percentile nationally, Deltona carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 47.9% of buildings rated Minimal exposure, Deltona gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Deltona's figures come from
Deltona's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Deltona's dominant minimal exposure actually means, with real examples from across the dataset.