Delta, AL
How exposed is Delta to wildfire?
USFS's Wildfire Risk to Communities model puts Delta at the 91st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 240 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Delta's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
Delta's building exposure, zone by zone
Direct exposure dominates in Delta: 98.8% of its 240 buildings, versus 0% Indirect and 1.3% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Delta compares
Delta scores 91st nationally and 99th within Alabama — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Delta ranks 2,791 for wildfire risk (1 is highest) and 23,449 by building count (1 is largest). Within Alabama alone, it ranks 8 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Delta and the insurance market
Delta's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Delta
Delta's 98.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 240 counted buildings into the percentiles shown above for Delta. For more on what direct exposure implies beyond Delta, see the exposure-zones guide.