Delray Beach, FL
Delray Beach wildfire risk explained
USFS's Wildfire Risk to Communities model puts Delray Beach at the 56th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 18,597 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Delray Beach at the 63rd national percentile — 7 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Delray Beach's buildings actually sit
95.9% of Delray Beach's 18,597 buildings sit in USFS's Minimal exposure zone, with only 4.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 18,597 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Delray Beach ranks
Delray Beach ranks lower within Florida (9th percentile statewide) than its 56th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Delray Beach ranks 13,989 for wildfire risk (1 is highest) and 764 by building count (1 is largest). Within Florida alone, it ranks 872 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 56th national percentile, Delray Beach rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Delray Beach's 95.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Delray Beach's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Delray Beach, see the exposure-zones guide.