Delphos, OH
How exposed is Delphos to wildfire?
USFS's Wildfire Risk to Communities model puts Delphos at the 1st national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 4,087 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Delphos's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
What "at risk" means for the buildings here
Delphos rates 97.5% Minimal exposure against just 2.5% Direct and 0% Indirect — of 4,087 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Delphos ranks
Delphos's risk sits at a similar level relative to Ohio (4th percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Delphos ranks 31,313 for wildfire risk (1 is highest) and 4,155 by building count (1 is largest). Within Ohio alone, it ranks 1,216 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 1st national percentile, Delphos rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Delphos
Even with 97.5% of Delphos outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Delphos's figures come from
The methodology guide shows exactly how USFS turned 4,087 counted buildings into the percentiles shown above for Delphos. The exposure-zones guide covers what Delphos's dominant minimal exposure actually means, with real examples from across the dataset.