Delphos, IA
How exposed is Delphos to wildfire?
Delphos sits at the 69th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 46 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Delphos's burn probability — fire likelihood with no building count factored in — sits at the 70th percentile nationally.
What "at risk" means for the buildings here
46 buildings are counted in Delphos, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Delphos against the rest of the country
Within Iowa, Delphos ranks higher (93rd percentile) than it does nationally (69th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Delphos ranks 9,794 for wildfire risk (1 is highest) and 31,021 by building count (1 is largest). Within Iowa alone, it ranks 72 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Delphos and the insurance market
At the 69th percentile nationally, Delphos carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 100% of Delphos in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Delphos's figures come from
Every one of the two percentiles behind Delphos's 9,794-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Delphos's dominant direct exposure actually means, with real examples from across the dataset.