Deloit, IA
Deloit, IA's wildfire risk, in USFS's own numbers
Deloit's 182 buildings earn a 52nd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Deloit at the 51st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Deloit's buildings actually sit
Most of Deloit's buildings (72.5% of 182) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Deloit compares
Deloit's 71st-percentile standing inside Iowa outpaces its 52nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Deloit ranks 15,217 for wildfire risk (1 is highest) and 25,531 by building count (1 is largest). Within Iowa alone, it ranks 294 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Deloit
At the 52nd national percentile, Deloit rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 72.5% of Deloit outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 182 counted buildings into the percentiles shown above for Deloit. For more on what minimal exposure implies beyond Deloit, see the exposure-zones guide.