Delmar, IA
How exposed is Delmar to wildfire?
Delmar sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 349 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Delmar's burn probability — fire likelihood with no building count factored in — sits at the 32nd percentile nationally.
Delmar's building exposure, zone by zone
Only 16.3% of Delmar's 349 buildings carry Direct exposure and 0% carry Indirect; the remaining 83.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Delmar against the rest of the country
Delmar's risk sits at a similar level relative to Iowa (46th percentile statewide) as it does nationally (31st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Delmar ranks 21,644 for wildfire risk (1 is highest) and 20,333 by building count (1 is largest). Within Iowa alone, it ranks 548 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Delmar
Delmar's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 83.7% of buildings rated Minimal exposure, Delmar gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Delmar's figures come from
Delmar's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Delmar's dominant minimal exposure actually means, with real examples from across the dataset.