Delmar, DE
Delmar, DE's wildfire risk, in USFS's own numbers
USFS scores Delmar at the 65th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 708 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Delmar at the 64th percentile, close to its 65th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 88.4% of Delmar's 708 buildings in the Indirect exposure zone, versus 11.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Delmar against the rest of the country
Within Delaware, Delmar ranks higher (95th percentile) than it does nationally (65th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Delmar ranks 11,152 for wildfire risk (1 is highest) and 14,574 by building count (1 is largest). Within Delaware alone, it ranks 5 of 79 places by risk. See the full county-by-county picture for Delaware on its state page.
Shopping for coverage in Delmar
Delmar's high rating (65th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Delmar (88.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Delmar's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Delmar, see the exposure-zones guide.