Dellwood, WI
Dellwood wildfire risk explained
USFS scores Dellwood at the 44th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,256 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dellwood at the 44th percentile, close to its 44th-percentile risk score.
Dellwood's building exposure, zone by zone
Most of Dellwood's buildings (50.2% of 1,256) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Dellwood compares
Compare Dellwood's two percentiles: 95th within Wisconsin, only 44th nationally — a gap of 51 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Dellwood ranks 17,572 for wildfire risk (1 is highest) and 10,321 by building count (1 is largest). Within Wisconsin alone, it ranks 41 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
At the 44th national percentile, Dellwood rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 50.2% of buildings rated Minimal exposure, Dellwood gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,256 counted buildings into the percentiles shown above for Dellwood. For more on what minimal exposure implies beyond Dellwood, see the exposure-zones guide.