Dell City, TX
Dell City, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Dell City at the 32nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 359 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dell City at the 32nd percentile, close to its 32nd-percentile risk score.
Dell City's building exposure, zone by zone
Dell City rates 69.9% Minimal exposure against just 30.1% Direct and 0% Indirect — of 359 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Dell City against the rest of the country
Dell City's 32nd national percentile looks worse in isolation than its 2nd ranking inside Texas does — this place is on the milder end for its own state, by 30 points. Among the 31,521 US communities USFS scores, Dell City ranks 21,317 for wildfire risk (1 is highest) and 20,102 by building count (1 is largest). Within Texas alone, it ranks 1,753 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Dell City and the insurance market
At the 32nd national percentile, Dell City rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 69.9% of Dell City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Dell City's figures come from
The methodology guide shows exactly how USFS turned 359 counted buildings into the percentiles shown above for Dell City. The exposure-zones guide covers what Dell City's dominant minimal exposure actually means, with real examples from across the dataset.