Delhi, IA
Delhi wildfire risk explained
Delhi sits at the 16th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 330 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Delhi at the 16th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 79.1% of Delhi's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 20.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Delhi ranks
There's little gap between Delhi's 16th national percentile and its 27th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Delhi ranks 26,403 for wildfire risk (1 is highest) and 20,815 by building count (1 is largest). Within Iowa alone, it ranks 747 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Delhi and the insurance market
Delhi's low wildfire rating (16th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 79.1% of buildings rated Minimal exposure, Delhi gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 330 counted buildings into the percentiles shown above for Delhi. For more on what minimal exposure implies beyond Delhi, see the exposure-zones guide.