Delaware, OH
Delaware, OH's wildfire risk, in USFS's own numbers
Delaware sits at the 8th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 13,324 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Delaware at the 9th percentile, close to its 8th-percentile risk score.
Where Delaware's buildings actually sit
Delaware rates 85.5% Minimal exposure against just 10.5% Direct and 4% Indirect — of 13,324 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 13,324 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Delaware compares
Within Ohio, Delaware ranks higher (29th percentile) than it does nationally (8th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Delaware ranks 29,038 for wildfire risk (1 is highest) and 1,139 by building count (1 is largest). Within Ohio alone, it ranks 900 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Delaware
Delaware's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 85.5% of Delaware outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Delaware's 29,038-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Delaware, see the exposure-zones guide.