Delaware, IN
Delaware, IN's wildfire risk, in USFS's own numbers
Delaware sits at the 22nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 207 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Delaware's burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
Delaware's building exposure, zone by zone
207 buildings are counted in Delaware, and 98.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Delaware against the rest of the country
Within Indiana, Delaware ranks higher (85th percentile) than it does nationally (22nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Delaware ranks 24,639 for wildfire risk (1 is highest) and 24,591 by building count (1 is largest). Within Indiana alone, it ranks 141 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Delaware
Delaware's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 98.6% of Delaware in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 207 counted buildings into the percentiles shown above for Delaware. For more on what direct exposure implies beyond Delaware, see the exposure-zones guide.