Delaware, IA
Delaware wildfire risk explained
USFS's Wildfire Risk to Communities model puts Delaware at the 8th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 155 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Delaware's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
Delaware's building exposure, zone by zone
Delaware rates 73.6% Minimal exposure against just 26.5% Direct and 0% Indirect — of 155 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Delaware ranks
Delaware's risk sits at a similar level relative to Iowa (17th percentile statewide) as it does nationally (8th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Delaware ranks 28,868 for wildfire risk (1 is highest) and 26,650 by building count (1 is largest). Within Iowa alone, it ranks 842 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Delaware's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Delaware
With 73.6% of buildings rated Minimal exposure, Delaware gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Delaware's figures come from
Every one of the two percentiles behind Delaware's 28,868-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Delaware's dominant minimal exposure actually means, with real examples from across the dataset.