Delavan, MN
Delavan wildfire risk explained
USFS scores Delavan at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 176 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Delavan at the 2nd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
83.5% of Delavan's 176 buildings sit in USFS's Minimal exposure zone, with only 16.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Delavan against the rest of the country
Delavan scores 3rd nationally and 3rd within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Delavan ranks 30,704 for wildfire risk (1 is highest) and 25,783 by building count (1 is largest). Within Minnesota alone, it ranks 881 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Delavan
Delavan's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 83.5% of Delavan outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Delavan's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Delavan, see the exposure-zones guide.