Delano, TN
Delano wildfire risk explained
USFS's Wildfire Risk to Communities model puts Delano at the 86th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 555 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Delano at the 87th percentile, close to its 86th-percentile risk score.
Delano's building exposure, zone by zone
Of Delano's 555 counted buildings, 92.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Delano against the rest of the country
Delano's risk sits at a similar level relative to Tennessee (97th percentile statewide) as it does nationally (86th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Delano ranks 4,392 for wildfire risk (1 is highest) and 16,509 by building count (1 is largest). Within Tennessee alone, it ranks 17 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Delano's 86th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Delano
Delano's 92.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Delano's figures come from
The methodology guide shows exactly how USFS turned 555 counted buildings into the percentiles shown above for Delano. The exposure-zones guide covers what Delano's dominant direct exposure actually means, with real examples from across the dataset.