Delano, MN
Delano wildfire risk explained
USFS scores Delano at the 46th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 2,375 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Delano at the 45th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 20.9% of Delano's 2,375 buildings carry Direct exposure and 0% carry Indirect; the remaining 79.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Delano compares
Within Minnesota, Delano ranks higher (68th percentile) than it does nationally (46th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Delano ranks 16,957 for wildfire risk (1 is highest) and 6,559 by building count (1 is largest). Within Minnesota alone, it ranks 290 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Delano
Delano's elevated wildfire rating (46th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 79.1% of buildings rated Minimal exposure, Delano gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Delano's 46th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Delano, see the exposure-zones guide.