DeLand, FL
DeLand, FL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, DeLand lands at the 84th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 13,496 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts DeLand at the 85th percentile, close to its 84th-percentile risk score.
DeLand's building exposure, zone by zone
USFS classifies 44.9% of DeLand's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 39.4% Direct and 15.7% Indirect — a landscape-level risk rather than a building-by-building one. At 13,496 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
DeLand against the rest of the country
DeLand ranks lower within Florida (61st percentile statewide) than its 84th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, DeLand ranks 4,974 for wildfire risk (1 is highest) and 1,121 by building count (1 is largest). Within Florida alone, it ranks 371 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
DeLand's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 44.9% of buildings rated Minimal exposure, DeLand gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
DeLand's 84th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond DeLand, see the exposure-zones guide.