Del Rey Oaks, CA
Del Rey Oaks wildfire risk explained
Del Rey Oaks sits at the 81st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 735 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Del Rey Oaks at the 81st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Del Rey Oaks's building exposure, zone by zone
USFS puts 90.1% of Del Rey Oaks's 735 buildings in the Indirect exposure zone, versus 5.9% Direct and 4.1% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Del Rey Oaks compares
Del Rey Oaks ranks lower within California (43rd percentile statewide) than its 81st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Del Rey Oaks ranks 5,856 for wildfire risk (1 is highest) and 14,267 by building count (1 is largest). Within California alone, it ranks 903 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Del Rey Oaks and the insurance market
Del Rey Oaks's 81st-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Hardening a home in Del Rey Oaks
Because 90.1% of Del Rey Oaks's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Del Rey Oaks's figures come from
Every one of the two percentiles behind Del Rey Oaks's 5,856-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Del Rey Oaks's dominant indirect exposure actually means, with real examples from across the dataset.