Defiance, OH
Defiance, OH's wildfire risk, in USFS's own numbers
Defiance's 8,240 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Defiance at the 5th percentile, close to its 5th-percentile risk score.
Defiance's building exposure, zone by zone
Defiance rates 90.3% Minimal exposure against just 9.7% Direct and 0% Indirect — of 8,240 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 8,240 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Defiance compares
Defiance's 24th-percentile standing inside Ohio outpaces its 5th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Defiance ranks 30,050 for wildfire risk (1 is highest) and 2,029 by building count (1 is largest). Within Ohio alone, it ranks 964 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Defiance and the insurance market
Defiance's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Defiance
Even with 90.3% of Defiance outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Defiance's 30,050-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Defiance, see the exposure-zones guide.