Deerwood, TX
How exposed is Deerwood to wildfire?
Deerwood's 557 buildings earn a 67th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Deerwood at the 69th percentile, close to its 67th-percentile risk score.
What "at risk" means for the buildings here
71.3% of Deerwood's 557 buildings sit in USFS's Direct exposure zone, roughly 397 structures close enough to burnable vegetation for flame contact, not just embers — 28.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Deerwood ranks
Inside Texas, Deerwood sits at just the 25th percentile even though it scores 67th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Deerwood ranks 10,382 for wildfire risk (1 is highest) and 16,465 by building count (1 is largest). Within Texas alone, it ranks 1,355 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Deerwood and the insurance market
Deerwood's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Deerwood's 71.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Deerwood's figures come from
The methodology guide shows exactly how USFS turned 557 counted buildings into the percentiles shown above for Deerwood. The exposure-zones guide covers what Deerwood's dominant direct exposure actually means, with real examples from across the dataset.