Deerwood, MN
Deerwood wildfire risk explained
USFS's Wildfire Risk to Communities model puts Deerwood at the 50th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 394 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Deerwood's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
Where Deerwood's buildings actually sit
USFS puts 53.6% of Deerwood's 394 buildings in the Indirect exposure zone, versus 43.4% Direct and 3.1% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Deerwood against the rest of the country
Deerwood's 74th-percentile standing inside Minnesota outpaces its 50th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Deerwood ranks 15,754 for wildfire risk (1 is highest) and 19,332 by building count (1 is largest). Within Minnesota alone, it ranks 237 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Deerwood
Deerwood's elevated rating (50th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Deerwood
With ember exposure the dominant pattern in Deerwood (53.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Deerwood's 50th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Deerwood, see the exposure-zones guide.