Deering, MO
How exposed is Deering to wildfire?
Deering sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 78 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Deering at the 10th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Deering's buildings actually sit
73.1% of Deering's 78 buildings sit in USFS's Minimal exposure zone, with only 26.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Deering against the rest of the country
Deering's risk sits at a similar level relative to Missouri (6th percentile statewide) as it does nationally (11th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Deering ranks 28,115 for wildfire risk (1 is highest) and 29,971 by building count (1 is largest). Within Missouri alone, it ranks 1,002 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Deering
At the 11th national percentile, Deering rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 73.1% of Deering outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Deering's figures come from
The methodology guide shows exactly how USFS turned 78 counted buildings into the percentiles shown above for Deering. The exposure-zones guide covers what Deering's dominant minimal exposure actually means, with real examples from across the dataset.