Deerfield, VA
How exposed is Deerfield to wildfire?
Out of every US place USFS scores, Deerfield lands at the 76th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 170 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Deerfield's burn probability — fire likelihood with no building count factored in — sits at the 74th percentile nationally.
Deerfield's building exposure, zone by zone
Direct exposure dominates in Deerfield: 99.4% of its 170 buildings, versus 0.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Deerfield ranks
Deerfield's risk sits at a similar level relative to Virginia (89th percentile statewide) as it does nationally (76th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Deerfield ranks 7,674 for wildfire risk (1 is highest) and 26,051 by building count (1 is largest). Within Virginia alone, it ranks 74 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
At the 76th percentile nationally, Deerfield carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Deerfield (99.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 170 counted buildings into the percentiles shown above for Deerfield. For more on what direct exposure implies beyond Deerfield, see the exposure-zones guide.