Deerfield, MI
Deerfield, MI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Deerfield at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 544 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Deerfield at the 3rd percentile, close to its 3rd-percentile risk score.
Where Deerfield's buildings actually sit
Most of Deerfield's buildings (84.4% of 544) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Deerfield against the rest of the country
There's little gap between Deerfield's 3rd national percentile and its 6th percentile inside Michigan, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Deerfield ranks 30,487 for wildfire risk (1 is highest) and 16,657 by building count (1 is largest). Within Michigan alone, it ranks 703 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
At the 3rd national percentile, Deerfield rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Deerfield
With 84.4% of buildings rated Minimal exposure, Deerfield gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Deerfield's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Deerfield, see the exposure-zones guide.