Deerfield Colony, MT
Deerfield Colony, MT's wildfire risk, in USFS's own numbers
USFS scores Deerfield Colony at the 68th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 56 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Deerfield Colony's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
Deerfield Colony's building exposure, zone by zone
Indirect exposure is dominant in Deerfield Colony (51.8% of 56 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 48.2% sit in the Direct zone.
Deerfield Colony against the rest of the country
Deerfield Colony's 68th national percentile looks worse in isolation than its 36th ranking inside Montana does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Deerfield Colony ranks 10,023 for wildfire risk (1 is highest) and 30,771 by building count (1 is largest). Within Montana alone, it ranks 305 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Deerfield Colony and the insurance market
Deerfield Colony's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Deerfield Colony
Because 51.8% of Deerfield Colony's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Deerfield Colony's figures come from
Deerfield Colony's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Deerfield Colony's dominant indirect exposure actually means, with real examples from across the dataset.