Deerfield Beach, FL
Deerfield Beach, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Deerfield Beach at the 68th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 17,580 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Deerfield Beach at the 70th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Deerfield Beach's buildings actually sit
Most of Deerfield Beach's buildings (98.4% of 17,580) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 17,580 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Deerfield Beach ranks
Inside Florida, Deerfield Beach sits at just the 24th percentile even though it scores 68th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Deerfield Beach ranks 10,169 for wildfire risk (1 is highest) and 814 by building count (1 is largest). Within Florida alone, it ranks 728 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Deerfield Beach and the insurance market
Deerfield Beach's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Even with 98.4% of Deerfield Beach outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 17,580 counted buildings into the percentiles shown above for Deerfield Beach. For more on what minimal exposure implies beyond Deerfield Beach, see the exposure-zones guide.