Deercroft, NC
Deercroft wildfire risk explained
Out of every US place USFS scores, Deercroft lands at the 91st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 185 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Deercroft at the 91st percentile, close to its 91st-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 97.3% of Deercroft's buildings as Direct exposure, higher than its 0% Indirect share and far above its 2.7% Minimal share — a profile where 180 structures sit close enough to vegetation that lot clearing matters most.
How Deercroft compares
Deercroft's risk sits at a similar level relative to North Carolina (98th percentile statewide) as it does nationally (91st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Deercroft ranks 2,836 for wildfire risk (1 is highest) and 25,427 by building count (1 is largest). Within North Carolina alone, it ranks 15 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Deercroft and the insurance market
Deercroft's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 97.3% of Deercroft in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Deercroft's figures come from
Every one of the two percentiles behind Deercroft's 2,836-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Deercroft's dominant direct exposure actually means, with real examples from across the dataset.