Deer Grove, IL
Deer Grove, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Deer Grove at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 64 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Deer Grove at the 3rd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Deer Grove's building exposure, zone by zone
85.9% of Deer Grove's 64 buildings sit in USFS's Minimal exposure zone, with only 14.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Deer Grove against the rest of the country
Within Illinois, Deer Grove ranks higher (22nd percentile) than it does nationally (3rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Deer Grove ranks 30,437 for wildfire risk (1 is highest) and 30,498 by building count (1 is largest). Within Illinois alone, it ranks 1,125 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Deer Grove
Deer Grove's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 85.9% of buildings rated Minimal exposure, Deer Grove gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 64 counted buildings into the percentiles shown above for Deer Grove. For more on what minimal exposure implies beyond Deer Grove, see the exposure-zones guide.