Deer Creek, OK
Deer Creek, OK's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Deer Creek at the 47th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 105 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Deer Creek's burn probability — fire likelihood with no building count factored in — sits at the 40th percentile nationally.
Where Deer Creek's buildings actually sit
Deer Creek rates 92.4% Minimal exposure against just 7.6% Direct and 0% Indirect — of 105 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Deer Creek against the rest of the country
Deer Creek's 47th national percentile looks worse in isolation than its 4th ranking inside Oklahoma does — this place is on the milder end for its own state, by 43 points. Among the 31,521 US communities USFS scores, Deer Creek ranks 16,716 for wildfire risk (1 is highest) and 28,815 by building count (1 is largest). Within Oklahoma alone, it ranks 797 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Deer Creek and the insurance market
Deer Creek's elevated rating (47th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Deer Creek's 92.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Deer Creek's figures come from
The methodology guide shows exactly how USFS turned 105 counted buildings into the percentiles shown above for Deer Creek. The exposure-zones guide covers what Deer Creek's dominant minimal exposure actually means, with real examples from across the dataset.