Deer Creek, IN
Deer Creek wildfire risk explained
USFS's Wildfire Risk to Communities model puts Deer Creek at the 2nd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 117 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Deer Creek at the 1st percentile, close to its 2nd-percentile risk score.
Deer Creek's building exposure, zone by zone
Only 25.6% of Deer Creek's 117 buildings carry Direct exposure and 0% carry Indirect; the remaining 74.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Deer Creek against the rest of the country
Deer Creek's risk sits at a similar level relative to Indiana (11th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Deer Creek ranks 31,039 for wildfire risk (1 is highest) and 28,295 by building count (1 is largest). Within Indiana alone, it ranks 859 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Deer Creek
Deer Creek's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Deer Creek's 74.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Deer Creek's 31,039-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Deer Creek, see the exposure-zones guide.