Deer Creek, IL
How exposed is Deer Creek to wildfire?
USFS's Wildfire Risk to Communities model puts Deer Creek at the 2nd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 417 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Deer Creek at the 2nd percentile, close to its 2nd-percentile risk score.
Where Deer Creek's buildings actually sit
Deer Creek rates 95% Minimal exposure against just 5% Direct and 0% Indirect — of 417 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Deer Creek compares
Deer Creek's risk sits at a similar level relative to Illinois (14th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Deer Creek ranks 30,939 for wildfire risk (1 is highest) and 18,875 by building count (1 is largest). Within Illinois alone, it ranks 1,239 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Deer Creek and the insurance market
Deer Creek's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Deer Creek
Deer Creek's 95% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Deer Creek's 30,939-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Deer Creek, see the exposure-zones guide.