Deephaven, MN
Deephaven wildfire risk explained
USFS's Wildfire Risk to Communities model puts Deephaven at the 43rd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,766 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Deephaven's burn probability — fire likelihood with no building count factored in — sits at the 40th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 62.6% of Deephaven's buildings as Direct exposure, higher than its 0% Indirect share and far above its 37.4% Minimal share — a profile where 1,105 structures sit close enough to vegetation that lot clearing matters most.
Where Deephaven ranks
Compare Deephaven's two percentiles: 60th within Minnesota, only 43rd nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Deephaven ranks 18,026 for wildfire risk (1 is highest) and 8,170 by building count (1 is largest). Within Minnesota alone, it ranks 369 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 43rd national percentile, Deephaven rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 62.6% of Deephaven in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,766 counted buildings into the percentiles shown above for Deephaven. For more on what direct exposure implies beyond Deephaven, see the exposure-zones guide.