DeCordova, TX
DeCordova wildfire risk explained
DeCordova sits at the 90th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,533 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks DeCordova at the 90th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 41.1% of DeCordova's 1,533 buildings in the Indirect exposure zone, versus 30.1% Direct and 28.8% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where DeCordova ranks
There's little gap between DeCordova's 90th national percentile and its 85th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, DeCordova ranks 3,069 for wildfire risk (1 is highest) and 9,022 by building count (1 is largest). Within Texas alone, it ranks 280 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
DeCordova and the insurance market
DeCordova's 90th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 41.1% of DeCordova's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,533 counted buildings into the percentiles shown above for DeCordova. For more on what indirect exposure implies beyond DeCordova, see the exposure-zones guide.