Decker, IN
How exposed is Decker to wildfire?
Decker's 162 buildings earn a 19th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Decker at the 19th percentile, close to its 19th-percentile risk score.
Where Decker's buildings actually sit
Decker rates 68.5% Minimal exposure against just 31.5% Direct and 0% Indirect — of 162 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Decker compares
Decker's 77th-percentile standing inside Indiana outpaces its 19th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Decker ranks 25,458 for wildfire risk (1 is highest) and 26,329 by building count (1 is largest). Within Indiana alone, it ranks 222 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Decker and the insurance market
At the 19th national percentile, Decker rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Decker
With 68.5% of buildings rated Minimal exposure, Decker gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Decker's figures come from
The methodology guide shows exactly how USFS turned 162 counted buildings into the percentiles shown above for Decker. The exposure-zones guide covers what Decker's dominant minimal exposure actually means, with real examples from across the dataset.