Decaturville, TN
Decaturville, TN's wildfire risk, in USFS's own numbers
Decaturville sits at the 54th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 502 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Decaturville at the 56th percentile, close to its 54th-percentile risk score.
What "at risk" means for the buildings here
502 buildings are counted in Decaturville, and 80.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Decaturville compares
Decaturville scores 54th nationally and 47th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Decaturville ranks 14,607 for wildfire risk (1 is highest) and 17,320 by building count (1 is largest). Within Tennessee alone, it ranks 265 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Decaturville
Decaturville's elevated rating (54th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Decaturville (80.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 502 counted buildings into the percentiles shown above for Decaturville. For more on what direct exposure implies beyond Decaturville, see the exposure-zones guide.