Decatur, IN
Decatur, IN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Decatur lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 5,141 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Decatur at the 4th percentile, close to its 3rd-percentile risk score.
Decatur's building exposure, zone by zone
Most of Decatur's buildings (94.5% of 5,141) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 5,141 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Decatur compares
Within Indiana, Decatur ranks higher (25th percentile) than it does nationally (3rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Decatur ranks 30,443 for wildfire risk (1 is highest) and 3,357 by building count (1 is largest). Within Indiana alone, it ranks 726 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Decatur and the insurance market
At the 3rd national percentile, Decatur rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Decatur
Decatur's 94.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Decatur's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Decatur, see the exposure-zones guide.