Decatur, AR
Decatur wildfire risk explained
USFS's Wildfire Risk to Communities model puts Decatur at the 87th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 848 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Decatur's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Where Decatur's buildings actually sit
USFS classifies 71.6% of Decatur's buildings as Direct exposure, higher than its 28.4% Indirect share and far above its 0% Minimal share — a profile where 607 structures sit close enough to vegetation that lot clearing matters most.
How Decatur compares
There's little gap between Decatur's 87th national percentile and its 95th percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Decatur ranks 4,181 for wildfire risk (1 is highest) and 13,176 by building count (1 is largest). Within Arkansas alone, it ranks 30 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Shopping for coverage in Decatur
Decatur's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Decatur's 71.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Decatur's 4,181-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Decatur, see the exposure-zones guide.